More retirement plans may soon begin offering investment choices such as private equity, private credit, and digital assets under recently proposed regulations. Two CPA financial planners assess the potential risks and benefits for plan participants.
PFP Digest
How tighter student loan caps will affect higher education
New federal student loan limits taking effect in July will change how students finance undergraduate and graduate education.
Beyond FIRE: Planning for mini-retirements
Many workers today are prioritizing midcareer breaks and flexible work lifestyles over retiring young. Advisers can help them with the planning needed.
How to ease taxes on inherited IRAs
Inheriting retirement accounts isn’t as simple as it used to be. The 10-year drawdown rule can trigger hefty taxes for heirs. Learn how smart planning can help.
Big changes hit federal student loan program
Learn about the complex shifts in federal student aid since the passage of H.R. 1, including new loan caps and repayment plans.
How OBBBA alters charitable deduction strategies for 2025 and 2026
New rules could shrink an individual’s tax benefit from charitable contributions starting next year, prompting many to accelerate donations into this year. Here’s what donors and advisers need to know.
How to rewrite 3 ‘money scripts’ hurting personal finances
When it comes to clients implementing the action steps needed to move toward their financial and life goals, more is at play than just needing the knowledge and resources to take action. Whether or not we know it, we all run “money scripts” in the background, basing decisions both small
3 new financial planning opportunities after OBBBA
Help clients navigate a few of the legislation’s broadly applicable tax changes.
Financial planning for a pet’s future care
Pets need to be considered in financial plans because they are part of the family and may outlive their owners.
Helping clients communicate their estate planning intentions
Clients need to communicate thoughtfully and clearly to avoid misunderstandings and implement the plan.
Broaching estate planning with aging parents
While raising the topic of planning with aging parents can be challenging for clients, having the conversation is sometimes necessary. This article provides suggestions about what to say and discuss.
How financial advisers can help with second marriages
Getting remarried can raise numerous financial planning issues. Explore the issues CPAs may want to discuss with clients.
Being realistic about homeownership as an investment
Clients seeking to buy a home are sometimes motivated by societal pressure and incorrect assumptions. Advisers can help them approach this major decision more objectively.
FROM THIS MONTH'S ISSUE
Drafting an AI policy that actually works
As AI use accelerates, many firms are discovering their policies haven’t kept pace. This article breaks down what CPAs and finance leaders should consider when drafting an AI policy that’s practical, flexible, and fit for real world use.
