Retirement planning

Individuals receiving Social Security retirement benefits who wish they had postponed them for a larger benefit amount later may have certain options.

Understanding health savings accounts’ useful, lesser-known features is key to helping clients make the most of this important retirement planning tool.

When deciding whether to convert a traditional IRA to a Roth, several factors should be considered, including some that might not be immediately obvious.

Practical tips could help retirees make the most of their money in a place with a substantially lower cost of living.

A Roth IRA can serve as a backup vehicle for pursuing multiple savings goals.

For retirees, effective tax planning requires taking a long view and spending down assets from a variety of sources each year.

Make sure your decision about when to claim Social Security benefits is an informed one that takes into consideration your expected longevity along with various financial and other factors.

The choice between a Roth IRA and a traditional IRA in saving for retirement depends on the person’s age, tax bracket, expected future earnings and other factors.