Retirement planning

Three accomplished personal financial planners explain how to enrich clients’ lives in the final years of employment and the first years of retirement and beyond.

A variety of planning considerations affect the decision whether to leave funds in an old employer retirement plan, roll them to a new employer plan, or roll them to an IRA.

While many clients are reluctant to buy an annuity that won’t start making payments for 15 or 20 years, retirement researchers tout this as an effective strategy to prevent outliving one’s retirement savings.

A strategy for effectively super-funding a Roth is available to some individuals who have a 401(k) or 403(b) account through work. This article explains the basics.

Individuals receiving Social Security retirement benefits who wish they had postponed them for a larger benefit amount later may have certain options.

Understanding health savings accounts’ useful, lesser-known features is key to helping clients make the most of this important retirement planning tool.

When deciding whether to convert a traditional IRA to a Roth, several factors should be considered, including some that might not be immediately obvious.

Practical tips could help retirees make the most of their money in a place with a substantially lower cost of living.

A Roth IRA can serve as a backup vehicle for pursuing multiple savings goals.

For retirees, effective tax planning requires taking a long view and spending down assets from a variety of sources each year.

Make sure your decision about when to claim Social Security benefits is an informed one that takes into consideration your expected longevity along with various financial and other factors.