Personal financial planning news and resources

TOPICS

September 15, 2025

3 new financial planning opportunities after OBBBA

Help clients navigate a few of the legislation’s broadly applicable tax changes.

September 8, 2025

Financial planning for a pet’s future care

Pets need to be considered in financial plans because they are part of the family and may outlive their owners.

September 1, 2025

Calming nervous clients nearing retirement

Experts in personal financial services recommend helping clients keep economic shocks in perspective, simplify their finances, and try out aspects of retirement life.

August 13, 2025

The No. 1 risk to retirement – and one way to guard against it

Retirees are living longer than ever, increasing the challenge facing financial advisers charged with the responsibility of making sure they don’t run out of funds.

August 8, 2025

No 2025 information return or withholding table changes under OBBBA

The IRS announced Thursday that it is delaying changes to certain information returns, withholding tables, and reporting and withholding procedures until tax year 2026 “to avoid disruptions.”

July 24, 2025

Dealing with natural disasters: IRS relief efforts leave some wanting

How can the IRS best assist victims of natural disasters? The AICPA asked victims how long they had to wait for assistance and asked CPAs the best courses of action.

July 21, 2025

Dealing with natural disasters: Prepare by taking these steps today

Nearly one-third of adults have done nothing to prepare financially for the possibility of a natural disaster. An AICPA news release offers advice for individuals and businesses.

July 21, 2025

Helping clients communicate their estate planning intentions

Clients need to communicate thoughtfully and clearly to avoid misunderstandings and implement the plan.

July 14, 2025

Hard truth about soft skills: Invaluable insights for financial advisers

Personal financial advisers share perspective on creating a safe space where clients feel comfortable about sharing information crucial to a successful professional partnership.

June 26, 2025

JofA branded podcast: The evolving insurance market for high-net-worth clients

In this Journal of Accountancy branded podcast, hosted by Clint Costa, CPA, J.D., LL.M., a senior wealth strategist at Choreo, experts discuss how to help clients, especially high-net-worth ones, navigate growing and changing challenges in seeking proper insurance coverage. Play the episode below or read the edited transcript: Transcript Introduction: Thank

May 19, 2025

Broaching estate planning with aging parents

While raising the topic of planning with aging parents can be challenging for clients, having the conversation is sometimes necessary. This article provides suggestions about what to say and discuss.

May 5, 2025

How financial advisers can help with second marriages

Getting remarried can raise numerous financial planning issues. Explore the issues CPAs may want to discuss with clients.

April 28, 2025

Being realistic about homeownership as an investment

Clients seeking to buy a home are sometimes motivated by societal pressure and incorrect assumptions. Advisers can help them approach this major decision more objectively.

April 25, 2025

Mortal fears about retirement: Americans need more time, money

A majority of survey respondents worry more about running out of money than death, but less than one-fourth have talked to a financial professional about their fears.

April 22, 2025

3 tips for handling financial stress in volatile times

With uncertainty and caution about money common, it’s important to have a firm grasp on spending habits and other aspects of personal finance. A survey shed light on the mood, and the AICPA offered advice for managing financial stress as part of National Financial Literacy Month.

April 7, 2025

Retirement snapshot: 3 things to know about the average pre-retiree

Workers dreaming about the day they will retire reveal what circumstances they daydream about and what nightmares they hope to avoid while continuing to redefine what it means to retire in America.

April 2, 2025

Bills dealing with tax administration, disaster victims pass House

The AICPA endorsed four of the six bills, all of which passed with bipartisan support and were forwarded to the Senate.

March 11, 2025

Untangling tariffs: Consumers expected to bear the brunt

The majority of companies represented in a survey said they plan to pass along most, if not all, costs created by tariffs to their customers.

February 18, 2025

Prenuptial agreements: What financial advisers need to know

Putting in writing what happens in the event of divorce is important for high-net-worth clients especially, and with the right approach, these agreements can be created with care and respect.

February 1, 2025

How Medicare rules affect HSA eligibility after age 65

The complex rules for Medicare and health savings accounts lead to many client questions. Here are answers to some of the most common ones.

FROM THIS MONTH'S ISSUE

Flip out with the latest Tech Q&A

The September Technology Q&A column shows how to create dynamic to-do lists with Excel's checkboxes and also how to set up multifactor authentication texts that don't rely on phones. Flip through both items and view a video walkthrough in our digital format.