Elder, special needs & chronic illness planning

TOPICS / PERSONAL FINANCIAL PLANNING

September 8, 2025

Financial planning for a pet’s future care

Pets need to be considered in financial plans because they are part of the family and may outlive their owners.

February 1, 2025

How Medicare rules affect HSA eligibility after age 65

The complex rules for Medicare and health savings accounts lead to many client questions. Here are answers to some of the most common ones.

November 25, 2024

Answering common questions about HSAs and Medicare enrollment

Clients often get confused about how enrollment in Medicare affects their eligibility to contribute to a health savings account and what to do if they erroneously made HSA contributions after their eligibility ceased.

November 12, 2024

Financial planners and caregiving: Helping clients manage the challenges

Planning for caregiving involves immediate and future financial implications along with tax considerations and documentation. Preparing for eventual life needs provides clients and their caregivers emotional support along with clear direction about the financial possibilities.

February 1, 2024

Preparing clients for lifestyle changes in retirement

Retirement planning isn’t just about the money. CPA financial planners can help clients prepare in nonfinancial ways as well.

January 1, 2024

Talking through post-retirement housing options

CPA financial planners can play key roles in helping clients decide where to live during their retirement years.

August 1, 2023

Helping clients after an Alzheimer’s diagnosis

CPA financial planners can offer valuable services to those facing this difficult health challenge by learning about the disease.

February 1, 2023

How to talk about long-term care with clients

Clients may be reluctant to discuss long-term care, but it’s better if they have a plan in place before they’re caught off-guard by a health care crisis.

November 3, 2022

IRS news, Roth conversion considerations, stopping elder financial abuse

Hear about one Inflation Reduction Act concern posed by a leading taxpayer advocate and catch up on recent JofA news and feature articles.

November 1, 2022

Elder financial abuse: A true cautionary tale

CPAs providing services to elderly individuals play a role in protecting their clients from financial exploitation.

September 15, 2022

Financial planning impacts of the Inflation Reduction Act

The recently passed legislation ultimately will help with one of the biggest wild cards of retirement — health care planning — but immediate updates to financial plans are likely not needed.

November 1, 2021

When seniors are targeted in schemes

Practitioners need to understand elder fraud and what to do when they find it.

October 14, 2021

The long-term-care quandary: Helping clients prepare

Long-term care is a critical topic when discussing retirement plans with aging clients.

August 9, 2021

6 tips for supporting clients through life transitions

Experienced CPA financial planners share tips for helping clients through change.

November 16, 2020

How to help clients dealing with a loved one’s addiction

CPAs can help families navigate the financial side of substance abuse.

October 2, 2020

ABLE account final rules provide wide-ranging guidance

Eligible individuals with disabilities received guidance from the IRS on the rules regarding ABLE accounts. Tax-favored ABLE accounts allow eligible individuals to save money to meet qualified disability expenses.

September 21, 2020

How COVID-19 could affect health spending

Being aware of national trends can help financial professionals assist their individual and business clients prepare for future health spending needs.

June 15, 2020