Retirement planning

TOPICS / PERSONAL FINANCIAL PLANNING

January 1, 2026

Tax-efficient drawdown strategies in retirement

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

December 5, 2025

Government withdraws defense of retirement fiduciary rule

The Justice Department dropped its appeal in a case challenging a Biden-era regulation, leaving financial advisers free from new fiduciary duties for now.

December 3, 2025

IRS outlines details for Trump accounts

The IRS released initial details on Trump accounts, a new type of IRA for some children. Also, a billionaire business executive pledged $6.25 billion to provide 25 million children with a $250 contribution to a Trump account.

November 13, 2025

Inflation adjustments to retirement account limits issued for 2026

The IRS announced inflation-adjusted limits on benefits and contributions for various retirement accounts on Thursday, including maximum contribution amounts for 401(k) plans and traditional and Roth IRAs.

September 1, 2025

Calming nervous clients nearing retirement

Experts in personal financial services recommend helping clients keep economic shocks in perspective, simplify their finances, and try out aspects of retirement life.

April 25, 2025

Mortal fears about retirement: Americans need more time, money

A majority of survey respondents worry more about running out of money than death, but less than one-fourth have talked to a financial professional about their fears.

April 7, 2025

Retirement snapshot: 3 things to know about the average pre-retiree

Workers dreaming about the day they will retire reveal what circumstances they daydream about and what nightmares they hope to avoid while continuing to redefine what it means to retire in America.

January 27, 2025

Financial planning aspects of unretiring

Reentering the workforce after having officially retired from it can raise a host of financial planning questions, especially for individuals whose main motivation for “unretiring” is economic.

January 13, 2025

DOL’s ‘retirement security rule’ runs into obstacles

The U.S. Department of Labor’s recent effort to impose new requirements on financial professionals providing retirement investment advice faces doubtful prospects because of court challenges and the change in presidential administration.

December 1, 2024

3 ways to balance saving for education and retirement

Worried parents can obtain peace of mind with a
realistic strategy.

November 1, 2024

Inflation adjustments to retirement account limits issued for 2025

The IRS announced inflation-adjusted limits on benefits and contributions for various retirement accounts on Friday, including maximum contribution amounts for 401(k) plans and traditional and Roth IRAs.

August 13, 2024

Retirement: How to respond to the changing definition of the word

A shift away from the traditional view of what it means to retire in America means that innovative approaches can lead to better outcomes for everyone.

August 5, 2024

Helping pre-retirees choose a retirement spending limit

Retiring clients need a realistic and accurate target that ensures they neither outlive their savings nor unnecessarily restrict their “fun money” spending. Here are some steps to follow.

April 24, 2024

DOL finalizes broad ‘retirement security rule’

CPA financial planners need to be aware of the U.S. Department of Labor’s new rule, which is intended to protect retirement investors from receiving investment advice tainted by conflicts of interest.

March 15, 2024

Retirement fears do not play out in reality, survey shows

Many approaching retirement age are concerned about whether they will be prepared for life after a regular paycheck, but many who are already retired are faring better than they expected.

February 20, 2024

Helping sole proprietors choose between a solo 401(k) and a SEP-IRA

Understanding the differences between these two types of retirement plans can help sole proprietors make the best choice for their bigger-picture tax and retirement savings goals.

February 1, 2024

Preparing clients for lifestyle changes in retirement

Retirement planning isn’t just about the money. CPA financial planners can help clients prepare in nonfinancial ways as well.

January 3, 2024

A new fiduciary rule: What CPA financial planners need to know

Many financial advisers who offer retirement investment advice would be subject to new ethical requirements under recently proposed regulations, a U.S. Department of Labor official explains in this Q&A.

January 1, 2024

Talking through post-retirement housing options

CPA financial planners can play key roles in helping clients decide where to live during their retirement years.

November 13, 2023

Helping close the gender gap in retirement

Women currently in the workforce are well behind male counterparts when it comes to saving for retirement, a survey finds.

FROM THIS MONTH'S ISSUE

Tax season quick guide

Get ready for tax season with the JofA’s annual filing season quick guide, an easy-to-use compilation of dollar thresholds, tax tables, standard amounts, credits, and deductions. Download and print for quick reference this tax season.