Clients need to communicate thoughtfully and clearly to avoid misunderstandings and implement the plan.
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TOPICS
Personal financial planning
Hard truth about soft skills: Invaluable insights for financial advisers
Personal financial advisers share perspective on creating a safe space where clients feel comfortable about sharing information crucial to a successful professional partnership.
JofA branded podcast: The evolving insurance market for high-net-worth clients
In this Journal of Accountancy branded podcast, hosted by Clint Costa, CPA, J.D., LL.M., a senior wealth strategist at Choreo, experts discuss how to help clients, especially high-net-worth ones, navigate growing and changing challenges in seeking proper insurance coverage. Play the episode below or read the edited transcript: Transcript Introduction: Thank
Broaching estate planning with aging parents
While raising the topic of planning with aging parents can be challenging for clients, having the conversation is sometimes necessary. This article provides suggestions about what to say and discuss.
How financial advisers can help with second marriages
Getting remarried can raise numerous financial planning issues. Explore the issues CPAs may want to discuss with clients.
Being realistic about homeownership as an investment
Clients seeking to buy a home are sometimes motivated by societal pressure and incorrect assumptions. Advisers can help them approach this major decision more objectively.
Mortal fears about retirement: Americans need more time, money
A majority of survey respondents worry more about running out of money than death, but less than one-fourth have talked to a financial professional about their fears.
3 tips for handling financial stress in volatile times
With uncertainty and caution about money common, it’s important to have a firm grasp on spending habits and other aspects of personal finance. A survey shed light on the mood, and the AICPA offered advice for managing financial stress as part of National Financial Literacy Month.
Retirement snapshot: 3 things to know about the average pre-retiree
Workers dreaming about the day they will retire reveal what circumstances they daydream about and what nightmares they hope to avoid while continuing to redefine what it means to retire in America.
Bills dealing with tax administration, disaster victims pass House
The AICPA endorsed four of the six bills, all of which passed with bipartisan support and were forwarded to the Senate.
Untangling tariffs: Consumers expected to bear the brunt
The majority of companies represented in a survey said they plan to pass along most, if not all, costs created by tariffs to their customers.
Prenuptial agreements: What financial advisers need to know
Putting in writing what happens in the event of divorce is important for high-net-worth clients especially, and with the right approach, these agreements can be created with care and respect.
How Medicare rules affect HSA eligibility after age 65
The complex rules for Medicare and health savings accounts lead to many client questions. Here are answers to some of the most common ones.
Financial planning aspects of unretiring
Reentering the workforce after having officially retired from it can raise a host of financial planning questions, especially for individuals whose main motivation for “unretiring” is economic.
DOL’s ‘retirement security rule’ runs into obstacles
The U.S. Department of Labor’s recent effort to impose new requirements on financial professionals providing retirement investment advice faces doubtful prospects because of court challenges and the change in presidential administration.
IRS issues proposed regs. on catch-up contributions
The proposed regulations apply to catch-up contributions under a 401(k) or similar workplace retirement plan that generally are allowed for workers who have attained age 50.
Growth in client advisory services set to continue rapid increase
Firms in CPA.com’s CAS Benchmark Survey report a significant increase in median revenue and project an increase of nearly 100% over the next three years.
3 ways to balance saving for education and retirement
Worried parents can obtain peace of mind with a
realistic strategy.
Using behavioral science in a financial planning practice
By understanding psychological influences on decision-making, CPAs can work with clients more effectively and improve how they operate their practice.
Answering common questions about HSAs and Medicare enrollment
Clients often get confused about how enrollment in Medicare affects their eligibility to contribute to a health savings account and what to do if they erroneously made HSA contributions after their eligibility ceased.
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AI risks CPAs should know
Are you ready for the AI revolution in accounting? This JofA Technology Q&A article explores the top risks CPAs face—from hallucinations to deepfakes—and ways to mitigate them.
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