Investment planning

TOPICS / PERSONAL FINANCIAL PLANNING

February 1, 2025

How Medicare rules affect HSA eligibility after age 65

The complex rules for Medicare and health savings accounts lead to many client questions. Here are answers to some of the most common ones.

August 29, 2024

FinCEN final rule lessens impact on small registered investment advisers

Treasury’s Financial Crimes Enforcement Network estimates the rule will require about 200 previously unaffected small RIAs to participate in FinCEN’s anti-money-laundering and terrorism programs. The number of affected RIAs is lower than the proposed rule’s estimate.

June 1, 2024

Municipal bonds: Planning for the TCJA sunset

Clients who invest in municipal bonds may require new strategies because of tax changes that lie ahead in 2026.

April 24, 2024

DOL finalizes broad ‘retirement security rule’

CPA financial planners need to be aware of the U.S. Department of Labor’s new rule, which is intended to protect retirement investors from receiving investment advice tainted by conflicts of interest.

August 23, 2022

Investing and inflation: Not mutually exclusive

Although investing in times of high inflation can be tricky, tried-and-true principles of having a well-diversified portfolio and not panicking still hold.

July 12, 2022

How to advise clients buying vacation rental property

CPA financial planners can help vacation rental owners to maximize profit and peace of mind and minimize surprises.

October 28, 2021

How investors can protect against inflation

CPA financial planners discuss this year’s nearly 6% inflation rate and what it could mean for investment portfolios.

May 4, 2021

Tax returns are underrated financial planning tools

Tax time provides an excellent opportunity to create or update a financial strategy. By examining your tax returns, you can glean information that can help you build a financial plan.

March 11, 2021

Buyer beware: Celebrity-endorsed SPACs

Investors shouldn’t base investing decisions on celebrity involvement in a special-purpose acquisition company, the SEC warned.

September 1, 2020

Recent developments for municipal bond investors

Munis remain as popular as ever, but states’ fiscal woes from COVID-19 and other trends could alter the investing landscape.

May 22, 2020

What to do with your stimulus check

Many Americans will receive stimulus money to help them weather the pandemic, but what they do with that money will depend on whether they need it right away or can afford to set some aside. CPA financial planners offer advice on how to make the best use of stimulus funds.

December 20, 2019

Qualified opportunity zone regs. finalized

The IRS issued final regulations providing guidance on tax-favored investments in qualified opportunity zones (QOZs).

September 18, 2018

Investors trust auditors, but confidence in U.S. markets drops

Investors continue to show a high degree of confidence that public company auditors are looking out for them, according to a new survey.

August 9, 2018

Tolerance for high risk puts Americans’ investments in jeopardy

Many Americans see a volatile stock market as a way to make a quick profit through short-term buying and selling, according to a new poll.

June 4, 2018

Tools and tactics for teaching kids about money

This column offers tips geared toward children ages 7 to 12.

June 12, 2017

Cognitive impairment does not necessarily have to derail your clients’ planning

Clients in the early stages of Alzheimer’s disease or dementia may still be able to take part in financial planning. Learn what precautions CPAs need to take when working with these clients.

June 12, 2017

Stop behavioral biases from sabotaging your clients’ long-term objectives

Here are some ways CPAs can help prevent their clients from making emotionally driven investing mistakes.

February 23, 2017

What you need to know about robo-advisers

Publications issued by the SEC provide guidance to investment advisers who operate robo-advisers and investors who use their services.

February 13, 2017

Reducing investment taxes in 2017

The start of a new year allows clients to take a fresh look at their investment strategy.

September 1, 2016

SEC seeks transition plan requirements for investment advisers

Plans address continuity in case of disruption.

FROM THIS MONTH'S ISSUE

Flip out with the latest Tech Q&A

The September Technology Q&A column shows how to create dynamic to-do lists with Excel's checkboxes and also how to set up multifactor authentication texts that don't rely on phones. Flip through both items and view a video walkthrough in our digital format.