The complex rules for Medicare and health savings accounts lead to many client questions. Here are answers to some of the most common ones.
Investment planning
FinCEN final rule lessens impact on small registered investment advisers
Treasury’s Financial Crimes Enforcement Network estimates the rule will require about 200 previously unaffected small RIAs to participate in FinCEN’s anti-money-laundering and terrorism programs. The number of affected RIAs is lower than the proposed rule’s estimate.
Municipal bonds: Planning for the TCJA sunset
Clients who invest in municipal bonds may require new strategies because of tax changes that lie ahead in 2026.
DOL finalizes broad ‘retirement security rule’
CPA financial planners need to be aware of the U.S. Department of Labor’s new rule, which is intended to protect retirement investors from receiving investment advice tainted by conflicts of interest.
Investing and inflation: Not mutually exclusive
Although investing in times of high inflation can be tricky, tried-and-true principles of having a well-diversified portfolio and not panicking still hold.
How to advise clients buying vacation rental property
CPA financial planners can help vacation rental owners to maximize profit and peace of mind and minimize surprises.
How investors can protect against inflation
CPA financial planners discuss this year’s nearly 6% inflation rate and what it could mean for investment portfolios.
Tax returns are underrated financial planning tools
Tax time provides an excellent opportunity to create or update a financial strategy. By examining your tax returns, you can glean information that can help you build a financial plan.
Buyer beware: Celebrity-endorsed SPACs
Investors shouldn’t base investing decisions on celebrity involvement in a special-purpose acquisition company, the SEC warned.
Recent developments for municipal bond investors
Munis remain as popular as ever, but states’ fiscal woes from COVID-19 and other trends could alter the investing landscape.
What to do with your stimulus check
Many Americans will receive stimulus money to help them weather the pandemic, but what they do with that money will depend on whether they need it right away or can afford to set some aside. CPA financial planners offer advice on how to make the best use of stimulus funds.
Qualified opportunity zone regs. finalized
The IRS issued final regulations providing guidance on tax-favored investments in qualified opportunity zones (QOZs).
Investors trust auditors, but confidence in U.S. markets drops
Investors continue to show a high degree of confidence that public company auditors are looking out for them, according to a new survey.
Tolerance for high risk puts Americans’ investments in jeopardy
Many Americans see a volatile stock market as a way to make a quick profit through short-term buying and selling, according to a new poll.
Tools and tactics for teaching kids about money
This column offers tips geared toward children ages 7 to 12.
Cognitive impairment does not necessarily have to derail your clients’ planning
Clients in the early stages of Alzheimer’s disease or dementia may still be able to take part in financial planning. Learn what precautions CPAs need to take when working with these clients.
Stop behavioral biases from sabotaging your clients’ long-term objectives
Here are some ways CPAs can help prevent their clients from making emotionally driven investing mistakes.
What you need to know about robo-advisers
Publications issued by the SEC provide guidance to investment advisers who operate robo-advisers and investors who use their services.
Reducing investment taxes in 2017
The start of a new year allows clients to take a fresh look at their investment strategy.
SEC seeks transition plan requirements for investment advisers
Plans address continuity in case of disruption.
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