Banking

The FDIC added a tool to its Web site that allows depositors at failed institutions to determine coverage on their deposits. The tool is available to depositors of insured institutions that fail after July 1, 2008. The first depositors to use the tool were from IndyMac Bank, the $32 billion institution that failed in July. Through Aug. 25, four banks had been added: First Heritage Bank of Newport Beach, Calif., First National Bank of Reno, Nev., First Priority Bank of Bradenton, Fla., and The Columbian Bank and Trust of Topeka, Kan.

The tool is at www2.fdic.gov/dip/index.asp. The FDIC says the tool is available to depositors no later than the first business day after a failure.