Who Pays 401(k) Fees?



38% Participant via investment product fees
37% Plan sponsor

12%

Participant via direct charge
5% Participant via additional reduction to investment returns
4% Direct fees paid by both sponsor and participant
4% Other

Source: Investment Company Institute’s The Economics of Providing 401(k) Plans: Services, Fees, and Expenses, 2006, www.ici.org .

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