Personal Financial Planning


The SEC and the North American Securities Administrators Association waived—through October 31, 2006—various system fees certain investment advisers and their representatives pay for mandatory registration in the Investment Adviser Registration Depository (IARD). The IARD enables firms and their representatives to satisfy federal and state regulatory requirements with one electronic filing and gives investors access to detailed information on advisers’ services, fees and disciplinary records ( www.sec.gov/news/press/2005-145.htm ; www.iard.com ).

SPONSORED REPORT

CPEOs provide peace of mind around payroll services

The creation of these new IRS-certified service providers for small businesses clarifies some issues around traditional professional employer organizations.

QUIZ

Pronoun practice to help polish your prose

Using pronouns correctly in writing and speech can help you make a good impression. Try our 10-question quiz.