Plan Tomorrow Today


SURVEY SAVVY

f your clients’ personal savings accounts aren’t increasing fast enough to provide a lucrative retirement, you might suggest they switch to equities. Nearly 57 million U.S. households owned stock directly or through mutual funds—three times the number that did two decades ago, according to a survey by the Investment Industry Association and the Securities Industry Association. Even though this growth was primarily through employer-provided retirement plans, three-quarters of those surveyed owned individual stocks outside of these plans and used professional financial advisers.

SPONSORED REPORT

Year-end tax planning and what’s new for 2016

Practitioners need to consider several tax planning opportunities to review with their clients before the end of the year. This report offers strategies for individuals and businesses, as well as recent federal tax law changes affecting this year’s tax returns.

QUIZ

News quiz: IRS warning on cyberattacks and a change in pension rules

Once again, the IRS sounds the alarm about a threat from cyberthieves. See how much you know about this and other recent news with this short quiz.

CHECKLIST

Bolster your data defenses

As you weather the dog days of summer, it’s a good time to make sure your cybersecurity structure can stand up to the heat of external and internal threats. Here are six steps to help shore up your systems.