oneil_ex7


Exhibit 7: Rules of Thumb—When to Do What
When to Buy When to Lease
Purchaser pays cash rather than financing. Lessee wants lower monthly payments.
Purchaser plans to hold auto for more than four years. Lessee plans frequent trade-ins.
Auto weighs more than 6,000 lbs. Auto weighs less than 6,000 lbs. and costs more than $15,300.
Purchaser plans high mileage usage (more than 18,000 miles/year). Lessee plans low mileage usage (less than 15,000 miles/year).

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