Seniors Need Long-Term Care Advice

New research shows that many senior citizens would benefit from professional planning advice.
BY ROBERT TIE

A survey of 500 people age 65 and older found serious deficiencies in their understanding of how Medicare covers nursing home care.

 
Sixty-three percent of respondents didn’t know basic facts about Medicare nursing facility benefits.

*For people entitled to Medicare, a benefit period starts the day they enter a hospital for at least three days of covered care and ends when they have been out of the hospital or a skilled nursing facility for 60 consecutive days. A new benefit period begins—and beneficiaries are entitled to another 100 days of long-term care coverage in such a facility—the next time they spend at least three covered days in a hospital. There is no limit to the number of coverage periods beneficiaries can have.

 
Older respondents knew the least about limits on Medicare long-term care coverage.
**Due to rounding, figures do not add up to 100%.
Source: Wegge Strategic Research, De Pere, Wisconsin and CareQuest Inc., Madison, February 2001, www.carequestplus.com .

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QUIZ

8 sentences to help you master subject-verb agreement

When professionals prepare written material for readers inside their organization or outside, they should make sure that no errors distract from the message they need to convey. Take this short quiz for practice in subject-verb agreement.