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1. Obtaining Quality Employee Benefit Plan Audit Services - The Request for Proposal  

Employee benefit plan sponsors and ­administrators can save time selecting an audit firm and evaluating the quality of its services by writing a thorough Request for Proposal (RFP). Consider these tips offered by the AICPA Employee Benefit Plan Audit Quality Center P Provide a brief description of the engagement.

2. Securitized Profits  

BY Kenneth F. Fick
EXECUTIVE SUMMARY Securitizations in the mortgage industry are collateralized with home or commercial mortgage loans and are packaged into mortgagebacked securities (MBS) that are sold to institutional investors seeking to realize higher returns on investmentgrade debt instruments compared with other securities of similar credit quality. Mortgage banks generate revenue through interest income, the sale of loans and loan servicing income.
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